Simplify Your Search For Health Insurance

Finding the right health insurance coverage can be as confusing as upgrading your phone storage on the cloud.
We’re here to break it down so you can live worry-free when it comes to your healthcare protection.

Breakdown Your Options
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Health Insurance Options

The right access to health insurance is all about matching your most current needs to your best healthcare options.
We’ll match you with the best available plans that meet your financial lifestyle.

Health Insurance

Health insurance is a type of insurance coverage offered by private carriers that cover the cost of an insured individual's medical, surgical, and Rx expenses. Typically there is an out-of-pocket limitation, protecting the insured from extremely high bills. Often in the form of Obamacare(Affordable Care Act) plans, all plans provide similar coverage, yet differ based on risk, networks, and Rx coverage. Other health insurance options include non-ACA compliant options.

Dental & Vision Insurance

Dental Insurance will help offset costs associated with preventive and comprehensive dental services. Vision Insurance will help offset costs associated with routine vision exams and eyewear.

  • Life Insurance/Final Expense 
    A life insurance policy is a contract with an insurance carrier to pay out a lump-sum upon the insured's death. Life insurance is generally chosen based on the needs and goals of the owner.

    The most common policies are term life insurance plans, which are temporary (usually 20 years in length) but offer a low premium while providing a high death benefit. Final Expense whole life insurance is common for people above age 50, created to provide cash for costs associated with funeral arrangements or bereavement. Typically these plans have lower premiums and lower face amounts, simple underwriting, and fast payout.

  • Cancer and Heart Attack or Stroke Insurance
    Once cancer or heart attack/stroke is medically diagnosed, a full(lump sum) benefit is paid directly to the policyholder to use any way they choose, regardless of other insurance coverage they have, including Medicare.

  • Recovery Care (Short-term)
    Recovery Care insurance pays daily benefits for stays in nursing homes or assisted living facilities, and can also be used for home health care. These plans pay above and beyond what health insurance pays, so the choice is yours to where you get your care.

Medicare Options

Medicare Part A (Hospital Insurance) is a basic building block of Medicare. It covers services like hospital stays and hospice care. You may pay a premium for Part A though most people don’t. As long as you sign up when you’re first eligible for Medicare and you or your spouse paid Medicare taxes while working.

Medicare Part B (Medical Insurance) pays 80% of approved charges for services like doctor visits and outpatient care. It’s optional, but most people get it. You’ll probably pay around $134 a month for your premium, but there are lots of plans to help with Part B costs like copays, coinsurance, and deductibles. Be sure to enroll on time to avoid penalties.

  • Medicare Supplements (Medigap)
    A Medicare Supplement Insurance (Medigap) policy, sold by private companies, are made to cover some, or all of the copayments, coinsurance, and deductibles passed over from Original Medicare. Working as secondary insurance, a Medicare Supplement does not include Part D coverage. Features include low risk, no network restrictions, and simplicity.

    Most common plans are Plan F, Plan G, or Plan N.

  • Medicare Part C (Advantage)
    Medicare Advantage plans are a type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits. Most Medicare Advantage Plans offer prescription drug coverage and often include additional benefits such as dental and vision coverage. These plans are characterized by often low premiums, network restrictions, and copays.

  • Medicare Part D (Drug Coverage)
    Medicare Part D, also called the Medicare prescription drug benefit, is a US federal-government program to subsidize the costs of prescription drugs and prescription drug insurance premiums for Medicare beneficiaries. These plans are available through private carriers who contract with the federal government. Data, such as current Rx and preferred pharmacy, is used to determine the right plan.

“Matthew Frankic has been a light in the insurance industry. He is actually there to help and doesn't seek but to put you and your loved ones in the best position possible.” - Heather Ann Burke
"I couldn't have been happier with my experience with Matthew of Freedom Insurance Advisors.   He was a trusted source of information when we faced losing our employer provided health insurance." - Stephanie Richard
"He gave my wife valuable guidance in choosing the best Medicare supplement for her needs. You will find that Matthew will always help you make the proper choice if you will use him and listen to his advice." - G. Frank May
"Matthew is exactly who you want when looking for health insurance. He is prepared, knowledgeable, and someone you can trust!" - Kyle Rhone
“Matthew did an excellent job of going over Medicare part B, supplemental insurance, prescription plans, and Medicare part C. He helped me to get a better big picture and helped us come up with the best options for my father.” - Mary Schmitz Lee

Why Freedom Insurance Advisors

Freedom Insurance Advisors is a licensed health and Medicare brokerage for individuals & families. There are a lot of healthcare providers out there. Our sole purpose here is to successfully walk you through the intricate maze of health insurance  with accessible health plans for an enjoyable retirement and beyond.

Health Insurance Evansville Indiana

Friendly Service

Unlike other health insurance agencies, Freedom Insurance Advisors provides clear communication in a non-pushy format that makes insurance enjoyable.

Insurance Companies Evansville Indiana

Prioritized Insurance

We’ll guide you through the intricate maze of health insurance by placing ourselves in your shoes to ensure you have the right coverage when and where you need it.

Honest Health Insurance Agent

Unwavering Support

Your best interest is kept in mind no matter what circumstances may appear. We aim to provide you the best resources to assist with quality outcomes.

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Matthew Frankic

Founder & Health Insurance Advisor

He has been passionately providing top quality guidance for health and Medicare insurance options for over 8 years. Many people call him "Medicare Matthew".

Originally from McDonough, Georgia, and a Georgia Bulldog fan, Matthew is now considered by a few to be a Hoosier, but after 24 tough winters in Evansville, Indiana, he still enjoys sweet tea and cornbread. Also, Matthew enjoys most of all, his children Tora (age 9) and Canaan (age 7).

Licensed in Indiana, Kentucky, Illinois, Ohio, Michigan, Missouri, and Georgia.

- Hobbies: family time, bass guitar, and reading
- Favorite Band: Grateful Dead
- Favorite Color: Green

Associations & Awards:

Stay In The Know

Part of our unwavering support is delivering timely information across all communication devices and online channels. You’ll receive all the information you want about changes within the healthcare industry and what it means for our local community. We want you to stay ahead of the changes that can affect your healthcare. Sign up below to stay in the know.

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We love hearing from clients, online community, and our neighbors. Feel free to drop us a message any time something is on your mind, big or small. You’d be surprised at what doesn’t surprise us. Fill out the form below or give us a call.

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Contact Information

Address

2709 Washington Avenue Evansville IN 47714, USA

Email

matthew@freedominsuranceadvisors.com

Phone

(812) 773-8342

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